# P2P Investors Polled on Their Thoughts and Opinions on Risks vs Rewards Author: Pal Sinha, Barnali Author URL: https://financedigest.com/author/pal-sinha-barnali Published: 2021-07-20 Category: INVESTING Category URL: https://financedigest.com/category/investing Meta Title: UKCFA Urgently Seeks Feedback on FCA's Proposed Meta Description: Have your say on the FCA's proposal for marketing restrictions on high-risk investments in peer-to-peer lending. Join UKCFA's survey today! URL: https://financedigest.com/p2p-investors-polled-on-their-thoughts-and-opinions-on-risks-vs-rewardshtml ![undefined](https://prod.superblogcdn.com/site_cuid_cm5qst7v3003gwirgwqtxn8i8/images/storyblocks-business-people-corporate-meeting-presentation-communication-concept-maste-sbi-336098160-1736838159358-compressed.jpg) Peer-to-peer investors are being asked to share their opinions as part of the UK Crowdfunding Association’s (UKCFA) response to the Financial Conduct Authority’s (FCA) proposal regarding a major marketing restrictions clampdown. The proposals were published in April by the city watchdog to reinforce its rules on financial promotion for high-risk investments, such as peer to peer lending. Members of the UKCFA, including the companies Rebuilding society and Abundance are reaching out to investors, asking them to share their thoughts and opinions on peer-to-peer lending. The data collected will subsequently form part of the [trade body’s feedback and evidence in response to the FCA’s discussion](https://www.financedigest.com/russias-putin-indias-modi-to-discuss-trade-food-supplies-on-friday.html "Russia’s Putin, India’s Modi to discuss trade, food supplies on Friday") paper. An online survey has been sent to the UKCFA members comprising 24 questions, addressing a series of topics such as the financial products they have money in, whether they hold a general account or an Innovative Finance ISA, the type of peer-to-peer products they have such as [property bonds](https://www.ukbestinvestments.uk/fixed-rate-bonds/) and more. Specifically, the respondents are being asked to indicate why they use P2P lending and if they are pursuing a particular [financial goal or for long-term investment](https://www.financedigest.com/how-financial-services-leaders-can-prioritise-cybersecurity-investment.html "How financial services leaders can prioritise cybersecurity investment") purposes. In addition, the survey [seeks to clarify the extent to which the potential risks](https://www.financedigest.com/france-seeks-strategy-as-nuclear-waste-site-risks-saturation-point.html "France seeks strategy as nuclear waste site risks saturation point") associated with P2P lending are explained, acknowledged and understood by investors. “The aim of the survey is to provide opportunity for customers of P2P platforms to express their views on the proposed rule changes and also to provide additional insight into how well informed they feel about risks,” said Abundance [managing](https://www.financedigest.com/managing-corporate-currency-risk-the-cfos-balancing-act.html "Managing Corporate Currency Risk: The CFO’s Balancing Act") director Bruce Davis, in an interview with _Peer2Peer Finance News._ _![](https://prod.superblogcdn.com/site_cuid_cm5qst7v3003gwirgwqtxn8i8/images/uk-best-investments-logo-1-1736838159349-compressed.jpg)_ **Better** [Protection for Retail Customers](https://www.financedigest.com/how-can-insurers-help-protect-their-customers-online.html "How can insurers help protect their customers online?") The FCA’s discussion paper is seeking opinions and input across three primary areas which are the classification of high-risk investments, further segmenting the high-risk [investments market and the approval](https://www.financedigest.com/board-of-russias-avtovaz-approves-585-million-in-2023-investment-programme-ria-agency.html "Board of Russia’s AvtoVAZ approves 5 million in 2023 investment programme – RIA agency") of financial promotions. Ultimately, the goal of the FCA is to determine if heavier marketing restrictions should be placed on more types of investments and if so, which types of marketing restrictions should apply. The regulator has indicated its intent to strengthen the rules on separating high-risk investments from [fixed rate  investments](https://www.ukbestinvestments.uk), in order to afford better protection for retail customers. According to the FCA, there are still far too many inexperienced [investors considering high-risk investments](https://www.financedigest.com/investment-inspection-trips-bring-liverpool-to-life-for-asian-property-investors.html "Investment Inspection Trips bring Liverpool to life for Asian property investors") that they do not understand and are not suitable for their needs. They [argue that additional restrictions on marketing](https://www.financedigest.com/video-marketing-why-you-cannot-argue-with-the-statistics.html "‘Video Marketing: Why you Cannot Argue with the Statistics’") such investments are necessary, as the current rules do not always result in an accurate picture being painted of the respective risk level. **This is a Sponsored Feature** --- This blog is powered by Superblog. Visit https://superblog.ai to know more. ---