# Nets enters into partnership with OP’s Pivo Mobile Wallet
Author:  Pal Sinha, Barnali 
Author URL: https://financedigest.com/author/pal-sinha-barnali
Published: 2018-06-28
Category: NEWS
Category URL: https://financedigest.com/category/news
Meta Title: Mobile Payments Revolution: Pivo Wallet and Nets Join
Meta Description: Discover how Pivo and Nets are revolutionising the mobile payment experience in Finland with in-store and online options, including new e-receipt functionality.
URL: https://financedigest.com/nets-enters-into-partnership-with-ops-pivo-mobile-wallethtml

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OP Financial Group’s Pivo Wallet Oy and Nets are joining forces to pilot mobile payments in Finland. The two companies have signed a letter of intent to make Pivo available for Finnish Nets merchants, both in-store and online. Pivo users will also have access to a new e-receipt functionality within the app.

Following the agreement between Nets and Pivo Wallet Oy, Pivo payments will be available soon at selected bricks-and-mortar shops that use Nets terminals and in [online stores](https://www.financedigest.com/from-in-store-to-online-how-the-pandemic-affected-consumer-behaviour.html "From in Store to Online: How the Pandemic affected Consumer Behaviour") at a later date. Today, Pivo is the preferred mobile wallet in Finland. It can be used online, as well as in-store on Android phones. Through the partnership with Nets, in-store payments will be available for all handsets, including Apple devices, using next-generation [mobile acceptance technology](https://www.financedigest.com/the-cleanroom-technology-market-to-be-on-the-mobility-move.html "The Cleanroom Technology Market To Be On The Mobility Move").

**The convenience of [contactless payments](https://www.financedigest.com/contactless-payments-spirit-willing-but-is-the-market.html "Contactless Payments: Spirit Willing but is the Market?"), regardless of device**

> Mobile payments in-store are rapidly increasing across the Nordic countries. In Denmark, Nets has already introduced a new acceptance standard for mobile [payments using Bluetooth technology](https://www.financedigest.com/why-anti-spoofing-fingerprint-technology-is-essential-for-the-continued-growth-of-digital-payments.html "Why anti-spoofing fingerprint technology is essential for the continued growth of digital payments"). By bringing this standard to Finland, consumers will be able to pay with Pivo on all mobile devices, just by tapping a device on the terminal.

“Paying with your mobile leverages the contactless ‘tap and go’ [payment experience](https://www.financedigest.com/how-netflix-justeat-and-uber-raised-the-bar-for-the-payments-experience.html "How Netflix, JustEat and Uber raised the bar for the payments experience") that many Finns have already adopted and enjoy while shopping. To ensure the same level of ease when paying in-store with your mobile, we will [implement](https://www.financedigest.com/why-are-companies-implementing-crypto-payments.html "Why are companies implementing crypto payments?") a new payment standard using Bluetooth that will give the same payment experience regardless of handset, which will be very similar to when you make contactless payments with cards”, says SirpaNordlund, Country Manager for Nets in Finland.

**New benefits will help [drive mobile](https://www.financedigest.com/feature-africas-mobile-money-taxes-risk-driving-poor-out-of-digital-economy.html "FEATURE-Africa’s mobile money taxes risk driving poor out of digital economy") payments in-store**

The in-store solution that Pivo and Nets will [pilot builds on the familiar contactless card user experience and further enhances it by enabling consumers to tap and confirm payments](https://www.financedigest.com/more-banks-join-european-instant-payments-pilot-from-end-2023.html "More banks join European instant payments pilot from end 2023") on their phones. [Technology from Nets subsidiary Storebox takes the experience even further by bringing](https://www.financedigest.com/adverty-wins-third-us-patent-for-brainimpression-bringing-ad-viewability-technology-to-gaming-on-mobile-tv-screens-and-the-wider-metaverse.html "Adverty wins third US patent for BrainImpression™, bringing ad viewability technology to gaming on mobile, TV screens and the wider metaverse") e-receipts to Pivo. The user will have the receipt available on their phone instantly, once the payment is concluded.

“Through our collaboration with Nets and Storebox, we are able to provide a more seamless in-store [payment experience for all mobile devices with integrated](https://www.financedigest.com/building-a-business-case-for-integrated-payments.html "Building a Business Case for Integrated Payments") value-adding features such as e-receipts in Pivo. The enhanced shopping experience we are providing together for our customers will be key for [mobile payments to take off in e-commerce and physical stores,” says](https://www.financedigest.com/russian-regulator-says-mobile-operator-mts-breached-anti-monopoly-laws.html "Russian regulator says mobile operator MTS breached anti-monopoly laws") Masa Peura, Director, New Businesses at OP.

Pivo aims to cover all consumer payment needs for all payment situations, whether it is transferring funds from person to person, or [shopping in stores or online](https://www.financedigest.com/increasing-trend-of-online-shopping-to-create-new-growth-opportunities-for-stretch-sleeve-and-heat-shrink-labels-market-says-tmr.html "Increasing Trend of Online Shopping to Create New Growth Opportunities for Stretch Sleeve and Heat Shrink Labels Market, Says TMR"). The [next phase of the partnership](https://www.financedigest.com/france-next-on-the-map-for-adtech-vendor-adnami-following-the-signing-of-new-partnerships-with-ad4good-and-tf1.html "France next on the map for adtech vendor Adnami following the signing of new partnerships with Ad4Good and TF1") aims to make the online experience for consumers as easy and smooth, enabled by the Pivo application using Netaxept – a service from Nets.


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