# EMVCo Streamlines Approval Process for Mobile Payment Devices Author: Pal Sinha, Barnali Author URL: https://financedigest.com/author/pal-sinha-barnali Published: 2016-08-23 Category: FINANCE Category URL: https://financedigest.com/category/finance Meta Title: EMVCo delivers contactless mobile payment certification Meta Description: Formal industry approval for contactless mobile payment-enabled devices with EMVCo's new streamlined testing process. Ensure seamless integration with EMV URL: https://financedigest.com/emvco-streamlines-approval-process-for-mobile-payment-deviceshtml ![undefined](https://prod.superblogcdn.com/site_cuid_cm5qst7v3003gwirgwqtxn8i8/images/payment-solutions-1736844559004-compressed.jpg) _EMVCo now delivers formal industry testing and certification for contactless mobile payment-enabled devices_ Technical body, EMVCo, now provides formal industry approval to confirm that contactless mobile payment-enabled devices can operate seamlessly with EMV® Level 1\* approved payment acceptance terminals. The new approval process incorporates Level 1 tests traditionally managed by the individual payment systems, bringing efficiencies to the process and reducing time to market. EMV [Contactless Mobile Payment](https://www.financedigest.com/combating-payment-fraud-in-the-era-of-contactless-everything.html "Combating payment fraud in the era of contactless everything") Type Approval covers both secure element (SE) and host card emulation (HCE) technologies. This updated Level 1 testing and approval includes: - [Digital and analogue testing](https://www.financedigest.com/constructive-digitization-to-let-the-antibody-testing-market-come-of-age.html "Constructive digitization to let the Antibody Testing Market come of age") for the electrical, mechanical and communication protocol characteristics of the mobile device as defined within the EMV Contactless Communication Protocol Specification – Book D, version 2.5. - Interoperability testing to validate the successful interaction between the mobile [payment device and a range of EMVCo approved payment acceptance](https://www.financedigest.com/why-ev-charging-stations-need-to-accept-open-cashless-payments.html "Why EV Charging Stations Need to Accept Open Cashless Payments ") terminals. - [Performance testing of the mobile payment device to ensure optimal](https://www.financedigest.com/sports-and-athletic-insole-market-players-eye-custom-and-3-d-printed-products-for-performance-optimization-says-future-market-insights.html "Sports and Athletic Insole Market Players Eye Custom and 3-D Printed Products for Performance Optimization, Says Future Market Insights") transaction times. This test is currently available for universal [integrated circuit](https://www.financedigest.com/power-management-integrated-circuit-pmic-market-research-report-2022-global-forecast-till-2028.html "Power Management Integrated Circuit (PMIC) Market Research Report 2022 – Global Forecast till 2028") cards (UICCs) only, with embedded-SEs and HCE testing to follow in due course. For mobile [devices that host several](https://www.financedigest.com/the-epidermal-care-devices-market-to-sever-ties-with-mediocrity.html "The Epidermal Care Devices Market to sever ties with mediocrity") SEs and HCE interfaces, multiple execution environment testing is also required. This ensures that all payment-enabled [technologies within the device](https://www.financedigest.com/the-medical-device-technologies-market-to-stick-around-based-on-organic-expansion.html "The Medical Device Technologies Market to stick around based on organic expansion") have been evaluated. All types of mobile devices that are enabled to make [contactless payments](https://www.financedigest.com/the-importance-of-epos-and-contactless-payments-in-a-post-pandemic-world.html "The Importance of EPOS and Contactless Payments in a Post-Pandemic World") are eligible for certification including smartphones, wearables and tablets. Jonathan Main, current EMVCo Board of Managers Chair, comments: “EMVCo recognises that the use of mobile devices to make contactless payments is growing in popularity. It is important that the payments [industry supports](https://www.financedigest.com/how-fintechs-are-supporting-the-hospitality-industry.html "How fintechs are supporting the hospitality industry") manufacturers’ product development cycles, while ensuring that the correct testing is undertaken to confirm that a product will be interoperable with the established payment infrastructure. The centralised [testing](https://www.financedigest.com/mycology-immunoassays-testing-market-growth-share-industry-dynamics-top-trends-and-regional-analysis-forecast-to-2027.html "Mycology Immunoassays Testing Market Growth Share, Industry Dynamics, Top Trends and Regional Analysis Forecast to 2027") framework from EMVCo will significantly streamline the existing process to optimise product time to market.” This is the first [time that EMVCo has provided](https://www.financedigest.com/finger-pointing-helps-no-one-it-is-time-for-retailers-energy-providers-and-government-to-band-together.html "Finger-pointing helps no one: it is time for retailers, energy providers and government to band together") formal certification for contactless mobile payment devices. The process will be managed and evolved by EMVCo in line with [industry needs](https://www.financedigest.com/a-mindset-change-is-needed-in-the-financial-services-industry.html "A mindset change is needed in the financial services industry"). Jonathan adds: “To get more engaged in the work of EMVCo and contribute to its approvals and certification activity, interested [parties should look to become](https://www.financedigest.com/rishi-sunak-declared-next-leader-of-uk-conservative-party-to-become-next-pm.html "Rishi Sunak declared next leader of UK Conservative Party, to become next PM") an EMVCo Associate or join the Subscriber Service. We welcome all contributions that support the advancement of the mobile [payments](https://www.financedigest.com/the-future-of-payments-biometrics-within-the-financial-ecosystem.html "The Future of Payments: Biometrics Within the Financial Ecosystem") ecosystem.” Accredited EMVCo laboratories have authorisation to use qualified tests tools to perform the required evaluations. The formal Letter of Approval is issued by EMVCo, and is recognised by the payments industry. To find out more, contact your local EMVCo accredited laboratory. _\*EMV Level 1 Specification defines the physical characteristics, radio frequency interface, and transmission protocol between credit and debit [cards and the payment](https://www.financedigest.com/why-latin-america-chose-biometric-authentication-for-payment-cards.html "Why Latin America Chose Biometric Authentication for Payment Cards") terminal._ --- This blog is powered by Superblog. Visit https://superblog.ai to know more. ---