# Analysis-‘New shock’ for European markets as gas price spike fuels inflation fears Author: Pal Sinha, Barnali Author URL: https://financedigest.com/author/pal-sinha-barnali Published: 2017-10-12 Category: NEWS Category URL: https://financedigest.com/category/news Meta Title: Dramatic Spike in Natural Gas Prices Raises Concerns Over Meta Description: Discover the latest on Europe's inflation struggle amid skyrocketing natural gas prices and the impact on interest rates and economic outlook. Stay inform URL: https://financedigest.com/analysis-new-shock-for-european-markets-as-gas-price-spike-fuels-inflation-fears-2html ![undefined](https://prod.superblogcdn.com/site_cuid_cm5qst7v3003gwirgwqtxn8i8/images/fd121017-18-1736843392229-compressed.jpg) _Demand for P2P services drives record results as ArchOver sets sights on lending over £50 million_ [**ArchOver**](https://www.archover.com/) **,** the peer-to-peer (P2P) business lending platform, has revealed that it has nearly doubled its overall lending in the first nine months of this year. Since January 2017, total lending over the platform has reached £21.39 million, bringing the cumulative total that ArchOver has lent to date to over £48 million. Proving that the appetite for P2P services from investors and borrowers is continuing to grow, ArchOver is set for a record year as it rapidly approaches the £50 million lending mark. “Looking back over the last three years, we have seen a [huge spike in demand](https://www.financedigest.com/title-interventional-pulmonology-market-shows-huge-demand-and-future-scope-including-top-players-2031.html "Interventional Pulmonology Market Shows Huge Demand and Future Scope Including Top Players 2031") for P2P. On one hand, investors and savers are recognising that they need to make their [money work](https://www.financedigest.com/how-does-hard-money-lending-work.html "How Does Hard Money Lending Work?") harder. This [means taking their funds out of low-interest environments to gain greater returns,” explained](https://www.financedigest.com/explainer-india-g20-presidency-2023-what-does-it-mean-and-what-can-we-expect.html "Explainer-India G20 presidency 2023: what does it mean and what can we expect") Angus Dent, CEO of ArchOver. “On the other hand, we’ve also seen a [growing awareness](https://www.financedigest.com/demand-for-automotive-radiator-market-driven-by-shifting-consumer-perceptions-and-growing-awareness.html "Demand for Automotive Radiator Market Driven by Shifting Consumer Perceptions and Growing Awareness") among borrowers that there are alternatives to traditional lending and P2P can provide the funds to take businesses forward and support growth.” Alongside [stocks](https://www.financedigest.com/mutual-funds-vs-stocks-which-is-better.html "stocks"), bonds and property, P2P is increasingly being incorporated into investors’ and savers’ portfolios. In less than 10 months, ArchOver has more than doubled its number of investors. There are now 624 investors using the platform, up from 304 at the end of December 2016. On average, lenders are receiving a [rate of return](https://www.financedigest.com/workspace-says-utilisation-rates-boosted-by-post-lockdown-return-to-office.html "Workspace says utilisation rates boosted by post-lockdown return to office") of 7.3 per cent per annum. Highlighting how investor confidence is growing, lenders will typically make up to eight pledges on the platform. Borrowers’ appetite for P2P has also grown as the number of loans funded using the [business lending platform has reached](https://www.financedigest.com/social-business-intelligence-market-to-reach-a-valuation-of-us29-bn.html "Social Business Intelligence Market to reach a valuation of US Bn") over 200. In addition, borrowers are increasingly seeking more significant sums of money. All loans are for a fixed term, fixed [rate and fixed amount to give businesses the security they need to plan ahead](https://www.financedigest.com/dutch-governor-knot-signals-ecb-will-keep-raising-rates-in-months-ahead-ft.html "Dutch governor Knot signals ECB will keep raising rates in months ahead- FT").  ArchOver has begun facilitating loans of higher value with UK SMEs including [Prospect Business](https://www.financedigest.com/metal-cans-and-glass-jars-market-demand-from-food-industry-to-grant-sustainable-business-prospects.html "Metal Cans and Glass Jars Market – Demand from Food Industry to Grant Sustainable Business Prospects ") Centres Limited (“PBC”) and Duradiamond Healthcare Ltd (“Duradiamond”), each borrowing over £3 million. Both companies have benefited significantly from borrowing using ArchOver’s two main lending models, its flagship ‘Secured & Insured’ model and the ‘Secured & Assigned’ model, which [launched earlier this year](https://www.financedigest.com/with-uk-food-price-inflation-at-46-year-high-lawmakers-launch-probe.html "With UK food price inflation at 46-year high, lawmakers launch probe"). PBC has already grown its London [property portfolio off the back of securing £3.1m in a series of loans](https://www.financedigest.com/exclusive-china-regulator-launches-new-probe-into-banks-property-loan-exposure-sources.html "Exclusive-China regulator launches new probe into banks’ property loan exposure – sources") from July to September 2017. While Duradiamond, which borrowed £3.3m in a series of loans over nine months (March to November 2016), received the boost it needed to [grow its business and become successful enough to repay the loan](https://www.financedigest.com/should-you-take-out-a-personal-loan-to-start-or-grow-your-business.html "Should You Take Out a Personal Loan to Start or Grow Your Business?") early, with no penalty. The [final payment was made in August](https://www.financedigest.com/spain-august-final-12-month-inflation-at-10-5.html "Spain August final 12-month inflation at 10.5%") 2017, four months before the repayment was due. “Our [business model allows us to provide lenders and borrowers with a personal and transparent](https://www.financedigest.com/importance-of-transparency-and-connections-in-business.html "Importance of Transparency and Connections in Business") approach that offers them reassurance,” concluded Dent. “Ultimately, we want to become an important partner in their growth so we can advance business borrowing for the better. At the same time, we want to ensure that lender security is a priority so we can offer a rate of return that’s [higher than expected](https://www.financedigest.com/italian-hearing-aid-maker-amplifon-expects-higher-2023-earnings.html "Italian hearing aid maker Amplifon expects higher 2023 earnings") given the level of security. We are confident that this approach will allow us to continue growing successfully and support us in our [move towards](https://www.financedigest.com/the-orange-essential-oil-market-to-move-towards-constructive-advancements.html "The Orange Essential Oil Market To Move Towards Constructive Advancements") achieving profitability.” For a comprehensive review of ArchOver, Orca Money has produced an independent Investment Report that provides an [in-depth analysis](https://www.financedigest.com/camphor-market-in-depth-analysis-growth-strategies-and-comprehensive-forecast-to-2030.html "Camphor Market In-Depth Analysis, Growth Strategies and Comprehensive Forecast to 2030Camphor Market In-Depth Analysis, Growth Strategies and Comprehensive Forecast to 2030") on ArchOver. The report can be found by visiting [Orca Money](https://platform.orcamoney.com/register) and entering the Coupon Code “ArchOver.” --- This blog is powered by Superblog. Visit https://superblog.ai to know more. ---